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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,488 | $72,273-66.1% | $101,275-75.8% | $79,856-69.3% |
| Participation rate | 74.3% | 68.5%+5.8pp | 75.8%-1.5pp | 69.6%+4.6pp |
| Annual return | 13.98% | 22.30%-8.3pp | 46.48%-32.5pp | 31.71%-17.7pp |
| Employer contribution / active EE | $2,090 | $2,691-22.3% | $3,660-42.9% | $2,471-15.4% |
| Participant deferral / active EE | $925 | $3,282-71.8% | $4,371-78.8% | $3,741-75.3% |
| Admin fee / account holder | $1,239 | $4,401-71.9% | $5,948-79.2% | $5,306-76.7% |