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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,215 | $106,247-84.7% | $96,515-83.2% | $139,466-88.4% |
| Participation rate | 95.5% | 77.8%+17.6pp | 74.3%+21.1pp | 80.3%+15.1pp |
| Annual return | 23.64% | 38.47%-14.8pp | 35.73%-12.1pp | 373.66%-350.0pp |
| Employer contribution / active EE | $13,698 | $4,106+233.6% | $3,740+266.3% | $4,754+188.1% |
| Participant deferral / active EE | $570 | $5,456-89.6% | $4,880-88.3% | $6,712-91.5% |
| Admin fee / account holder | $2,979 | $7,885-62.2% | $6,735-55.8% | $11,409-73.9% |