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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,867 | $64,890+7.7% | $134,172-47.9% | $67,986+2.8% |
| Participation rate | 48.2% | 48.5%-0.3pp | 72.5%-24.3pp | 57.2%-9.0pp |
| Annual return | 14.38% | 16.12%-1.7pp | 25.30%-10.9pp | 31.67%-17.3pp |
| Employer contribution / active EE | $1,552 | $1,360+14.1% | $3,420-54.6% | $2,019-23.1% |
| Participant deferral / active EE | $2,358 | $2,289+3.0% | $4,690-49.7% | $3,358-29.8% |
| Admin fee / account holder | $10,138 | $3,140+222.8% | $12,016-15.6% | $3,203+216.5% |