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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,867 | $65,122+7.3% | $135,792-48.5% | $64,097+9.0% |
| Participation rate | 48.2% | 47.1%+1.1pp | 72.6%-24.4pp | 55.2%-7.0pp |
| Annual return | 14.38% | 14.53%-0.2pp | 25.96%-11.6pp | 34.64%-20.3pp |
| Employer contribution / active EE | $1,552 | $1,280+21.2% | $3,496-55.6% | $1,891-18.0% |
| Participant deferral / active EE | $2,358 | $2,219+6.3% | $4,759-50.5% | $3,080-23.4% |
| Admin fee / account holder | $10,138 | $3,120+224.9% | $12,266-17.3% | $3,454+193.5% |