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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 · EIN 84-0467907 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $27,522 |
Filed as: COMMONWEALTH EQUITY SERVICES LLC Service code 27 29 SAWYER RD · WALTHAM, MA 024533483 | Advisory (Plan) | $8,333 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $5,504 |
MULTNOMAH GROUP1 year Filed as: MULTNOMAH GROUP, INC. Service code 27 · EIN 20-0361079 111 SW 5TH AVE., STE. 4000 · PORTLAND, OR 97204 | Advisory (Plan) | $1,667 |
Service code 49 · EIN 87-3599091 1600 VALLEY RIVER DRIVE, STE. 340 · EUGENE, OR 97401 | Other Services | $927 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,628 | $62,715-16.1% | $104,301-49.5% | $66,938-21.4% |
| Participation rate | 47.3% | 59.6%-12.3pp | 73.3%-26.0pp | 69.8%-22.5pp |
| Annual return | -15.94% | -14.70%-1.2pp | 24.61%-40.6pp | 1.58%-17.5pp |
| Employer contribution / active EE | $1,075 | $1,976-45.6% | $3,373-68.1% | $2,545-57.8% |
| Participant deferral / active EE | $2,072 | $2,852-27.3% | $4,626-55.2% | $4,238-51.1% |
| Admin fee / account holder | $563 | $657-14.3% | $7,340-92.3% | $594-5.1% |