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| Provider | Service type | Compensation |
|---|---|---|
Service code 64 · EIN 84-0467907 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $19,581 |
Filed as: COMMONWEALTH EQUITY SERVICES LLC Service code 27 29 SAWYER RD · WALTHAM, MA 024533483 | Advisory (Plan) | $7,500 |
PENSION ASSURANCE LLP2 years Filed as: PENSION PLANNERS NORTHWEST Service code 49 · EIN 93-1160402 1600 VALLEY RIVER DRIVE, STE. 340 · EUGENE, OR 97401 | Other Services | $5,668 |
Filed as: ADVISED ASSETS GROUP Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $2,417 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,633 | $54,045-21.1% | $115,170-63.0% | $65,185-34.6% |
| Participation rate | 46.7% | 63.5%-16.8pp | 75.9%-29.2pp | 70.2%-23.5pp |
| Annual return | 21.21% | 26.55%-5.3pp | 35.60%-14.4pp | 29.38%-8.2pp |
| Employer contribution / active EE | $1,296 | $1,653-21.6% | $3,179-59.2% | $2,177-40.5% |
| Participant deferral / active EE | $1,486 | $2,504-40.7% | $4,169-64.4% | $3,514-57.7% |
| Admin fee / account holder | $475 | $626-24.0% | $7,089-93.3% | $847-43.9% |