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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,245,325 | $156,398+3893.2% | $147,318+4139.3% | $138,895+4396.4% |
| Participation rate | 0.0% | 83.8%-83.8pp | 82.1%-82.1pp | 79.9%-79.9pp |
| Annual return | 12.62% | 78.75%-66.1pp | 70.43%-57.8pp | 145.39%-132.8pp |
| Employer contribution / active EE | $5,538 | $4,853+14.1% | $4,593+20.6% | $4,194+32.0% |
| Participant deferral / active EE | $5,832 | $8,237-29.2% | $7,906-26.2% | $6,396-8.8% |
| Admin fee / account holder | $224,891 | $14,976+1401.7% | $13,708+1540.6% | $12,562+1690.2% |