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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $250,693 | $157,296+59.4% | $141,191+77.6% | $152,897+64.0% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 14.00% | 64.34%-50.3pp | 71.41%-57.4pp | 345.43%-331.4pp |
| Employer contribution / active EE | $4,800 | $5,262-8.8% | $4,736+1.4% | $4,764+0.8% |
| Participant deferral / active EE | $1,681 | $7,111-76.4% | $6,710-74.9% | $5,851-71.3% |
| Admin fee / account holder | $7,891 | $12,125-34.9% | $10,264-23.1% | $11,599-32.0% |