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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,514 | $148,623+90.8% | $135,974+108.5% | $139,466+103.3% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 11.52% | 79.30%-67.8pp | 68.30%-56.8pp | 373.66%-362.1pp |
| Employer contribution / active EE | $4,800 | $5,246-8.5% | $4,859-1.2% | $4,754+1.0% |
| Participant deferral / active EE | $3,811 | $8,103-53.0% | $7,760-50.9% | $6,712-43.2% |
| Admin fee / account holder | $8,541 | $12,406-31.1% | $10,767-20.7% | $11,409-25.1% |