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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,670 | $150,447+81.2% | $136,298+100.1% | $147,586+84.8% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 12.67% | 1049.15%-1036.5pp | 5156.27%-5143.6pp | 578.59%-565.9pp |
| Employer contribution / active EE | $5,867 | $5,256+11.6% | $4,696+24.9% | $4,876+20.3% |
| Participant deferral / active EE | $1,207 | $6,631-81.8% | $6,247-80.7% | $5,439-77.8% |
| Admin fee / account holder | $4,309 | $10,906-60.5% | $9,244-53.4% | $10,886-60.4% |