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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $266,311 | $165,361+61.0% | $149,715+77.9% | $158,950+67.5% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 11.64% | 348.24%-336.6pp | 276.66%-265.0pp | 302.91%-291.3pp |
| Employer contribution / active EE | $4,500 | $5,103-11.8% | $4,645-3.1% | $4,762-5.5% |
| Participant deferral / active EE | $1,169 | $7,182-83.7% | $6,842-82.9% | $5,983-80.5% |
| Admin fee / account holder | $3,633 | $10,808-66.4% | $9,310-61.0% | $11,248-67.7% |