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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $328,931 | $160,040+105.5% | $147,096+123.6% | $145,877+125.5% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 8.48% | 98.49%-90.0pp | 419.75%-411.3pp | 551.28%-542.8pp |
| Employer contribution / active EE | $5,538 | $5,289+4.7% | $4,936+12.2% | $4,663+18.8% |
| Participant deferral / active EE | $4,455 | $8,429-47.2% | $8,071-44.8% | $6,691-33.4% |
| Admin fee / account holder | $5,883 | $15,050-60.9% | $13,005-54.8% | $13,402-56.1% |