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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $328,931 | $159,978+105.6% | $147,041+123.7% | $145,978+125.3% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 8.48% | 98.36%-89.9pp | 419.21%-410.7pp | 550.52%-542.0pp |
| Employer contribution / active EE | $5,538 | $5,288+4.7% | $4,935+12.2% | $4,662+18.8% |
| Participant deferral / active EE | $4,455 | $8,429-47.1% | $8,071-44.8% | $6,690-33.4% |
| Admin fee / account holder | $5,883 | $15,053-60.9% | $13,006-54.8% | $13,400-56.1% |