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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,245,325 | $154,228+3949.4% | $145,433+4194.3% | $137,256+4450.1% |
| Participation rate | 0.0% | 83.8%-83.8pp | 82.1%-82.1pp | 80.0%-80.0pp |
| Annual return | 12.62% | 74.59%-62.0pp | 66.58%-54.0pp | 220.34%-207.7pp |
| Employer contribution / active EE | $5,538 | $4,804+15.3% | $4,554+21.6% | $4,156+33.3% |
| Participant deferral / active EE | $5,832 | $8,216-29.0% | $7,897-26.1% | $6,407-9.0% |
| Admin fee / account holder | $224,891 | $14,344+1467.9% | $13,129+1612.9% | $12,270+1732.8% |