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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,245,325 | $196,972+3070.7% | $182,262+3326.6% | $198,609+3044.5% |
| Participation rate | 0.0% | 85.7%-85.7pp | 84.2%-84.2pp | 82.4%-82.4pp |
| Annual return | 12.62% | 158.27%-145.7pp | 140.60%-128.0pp | 202.70%-190.1pp |
| Employer contribution / active EE | $5,538 | $5,364+3.3% | $5,046+9.8% | $5,055+9.6% |
| Participant deferral / active EE | $5,832 | $8,643-32.5% | $8,276-29.5% | $6,977-16.4% |
| Admin fee / account holder | $224,891 | $18,429+1120.3% | $16,712+1245.7% | $19,030+1081.8% |