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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,245,325 | $162,136+3751.9% | $152,301+4000.6% | $154,746+3935.9% |
| Participation rate | 0.0% | 84.1%-84.1pp | 82.4%-82.4pp | 80.7%-80.7pp |
| Annual return | 12.62% | 91.02%-78.4pp | 80.50%-67.9pp | 172.34%-159.7pp |
| Employer contribution / active EE | $5,538 | $4,890+13.3% | $4,624+19.8% | $4,379+26.5% |
| Participant deferral / active EE | $5,832 | $8,341-30.1% | $8,004-27.1% | $6,730-13.3% |
| Admin fee / account holder | $224,891 | $15,759+1327.0% | $14,398+1462.0% | $14,365+1465.5% |