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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,237 | $101,795-52.6% | $165,100-70.8% | $80,959-40.4% |
| Participation rate | 76.1% | 71.8%+4.3pp | 78.6%-2.5pp | 67.7%+8.4pp |
| Annual return | 17.53% | 16.73%+0.8pp | 70.21%-52.7pp | 35.67%-18.1pp |
| Employer contribution / active EE | $465 | $2,954-84.2% | $4,348-89.3% | $2,757-83.1% |
| Participant deferral / active EE | $3,985 | $4,476-11.0% | $6,035-34.0% | $4,300-7.3% |
| Admin fee / account holder | $8,236 | $8,221+0.2% | $12,696-35.1% | $6,925+18.9% |