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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,598 | $91,525-52.4% | $130,026-66.5% | $75,181-42.0% |
| Participation rate | 86.3% | 71.4%+14.8pp | 78.5%+7.8pp | 67.2%+19.1pp |
| Annual return | 16.87% | -631.40%+648.3pp | -137.26%+154.1pp | 160.69%-143.8pp |
| Employer contribution / active EE | $420 | $2,844-85.2% | $4,321-90.3% | $2,671-84.3% |
| Participant deferral / active EE | $3,395 | $4,342-21.8% | $5,821-41.7% | $4,126-17.7% |
| Admin fee / account holder | $908 | $6,778-86.6% | $10,608-91.4% | $5,650-83.9% |