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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,921 | $83,485-55.8% | $125,192-70.5% | $72,975-49.4% |
| Participation rate | 87.0% | 73.3%+13.7pp | 79.8%+7.2pp | 69.5%+17.5pp |
| Annual return | 42.07% | 25.77%+16.3pp | 43.79%-1.7pp | 81.01%-38.9pp |
| Employer contribution / active EE | $391 | $2,346-83.3% | $3,866-89.9% | $2,440-84.0% |
| Participant deferral / active EE | $4,055 | $3,586+13.1% | $4,937-17.9% | $3,608+12.4% |
| Admin fee / account holder | $4,758 | $5,518-13.8% | $9,704-51.0% | $5,124-7.1% |