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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,536 | $137,414-42.1% | $189,520-58.0% | $85,856-7.4% |
| Participation rate | 85.5% | 84.6%+0.8pp | 87.8%-2.3pp | 69.3%+16.1pp |
| Annual return | 10.23% | 38.14%-27.9pp | 555.25%-545.0pp | 318.58%-308.4pp |
| Employer contribution / active EE | $2,280 | $4,344-47.5% | $6,161-63.0% | $2,565-11.1% |
| Participant deferral / active EE | $5,714 | $6,260-8.7% | $8,220-30.5% | $3,952+44.6% |
| Admin fee / account holder | $471 | $8,630-94.5% | $12,046-96.1% | $6,261-92.5% |