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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,525 | $87,834-37.9% | $133,975-59.3% | $62,881-13.3% |
| Participation rate | 100.0% | 83.4%+16.6pp | 87.1%+12.9pp | 69.3%+30.7pp |
| Annual return | 3.45% | 12.05%-8.6pp | 29.29%-25.8pp | 20.14%-16.7pp |
| Employer contribution / active EE | $4,427 | $3,482+27.1% | $5,211-15.1% | $2,281+94.1% |
| Participant deferral / active EE | $5,091 | $4,812+5.8% | $6,282-19.0% | $3,203+59.0% |
| Admin fee / account holder | $20,169 | $5,372+275.4% | $9,324+116.3% | $4,296+369.5% |