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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,285 | $100,060-39.8% | $149,721-59.7% | $70,126-14.0% |
| Participation rate | 100.0% | 83.6%+16.4pp | 87.1%+12.9pp | 69.5%+30.5pp |
| Annual return | 11.23% | 27.46%-16.2pp | 1501.67%-1490.4pp | 73.15%-61.9pp |
| Employer contribution / active EE | $2,422 | $3,661-33.8% | $5,444-55.5% | $2,343+3.4% |
| Participant deferral / active EE | $5,585 | $4,982+12.1% | $6,568-15.0% | $3,332+67.6% |
| Admin fee / account holder | $11,124 | $8,285+34.3% | $11,282-1.4% | $4,645+139.5% |