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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,051 | $82,028-21.9% | $123,105-48.0% | $59,633+7.4% |
| Participation rate | 95.6% | 83.2%+12.4pp | 86.8%+8.8pp | 68.7%+26.9pp |
| Annual return | -0.91% | 5.12%-6.0pp | 13.22%-14.1pp | 2041.45%-2042.4pp |
| Employer contribution / active EE | $0 | $3,297-100.0% | $5,151-100.0% | $2,203-100.0% |
| Participant deferral / active EE | $5,330 | $4,667+14.2% | $6,229-14.4% | $3,192+67.0% |
| Admin fee / account holder | $10,469 | $5,879+78.1% | $9,014+16.1% | $4,297+143.6% |