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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,891 | $109,359-37.0% | $162,177-57.5% | $72,975-5.6% |
| Participation rate | 91.8% | 84.3%+7.6pp | 87.6%+4.3pp | 69.5%+22.3pp |
| Annual return | 15.14% | 25.46%-10.3pp | 115.60%-100.5pp | 81.01%-65.9pp |
| Employer contribution / active EE | $2,572 | $3,907-34.2% | $5,613-54.2% | $2,440+5.4% |
| Participant deferral / active EE | $5,632 | $5,481+2.7% | $7,297-22.8% | $3,608+56.1% |
| Admin fee / account holder | $4,473 | $7,972-43.9% | $10,843-58.7% | $5,124-12.7% |