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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $300,936 | $180,459+66.8% | $154,108+95.3% | $135,380+122.3% |
| Participation rate | 95.2% | 87.4%+7.8pp | 83.0%+12.2pp | 82.6%+12.6pp |
| Annual return | -6.67% | 888.21%-894.9pp | 735.21%-741.9pp | 519.81%-526.5pp |
| Employer contribution / active EE | $12,374 | $6,035+105.0% | $5,298+133.6% | $4,779+158.9% |
| Participant deferral / active EE | $3,485 | $5,806-40.0% | $5,081-31.4% | $5,609-37.9% |
| Admin fee / account holder | $3,520 | $16,145-78.2% | $13,411-73.8% | $10,828-67.5% |