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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,761 | $181,896+39.5% | $156,551+62.1% | $273,972-7.4% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 6.17% | 30.74%-24.6pp | 32.23%-26.1pp | 41.46%-35.3pp |
| Employer contribution / active EE | $24,937 | $6,248+299.1% | $5,501+353.3% | $4,869+412.2% |
| Participant deferral / active EE | $3,806 | $5,550-31.4% | $4,871-21.9% | $5,287-28.0% |
| Admin fee / account holder | $373 | $15,560-97.6% | $13,028-97.1% | $10,133-96.3% |