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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $470,986 | $217,432+116.6% | $185,851+153.4% | $167,553+181.1% |
| Participation rate | 95.2% | 86.1%+9.2pp | 81.7%+13.5pp | 82.1%+13.1pp |
| Annual return | 12.53% | 148.43%-135.9pp | 122.11%-109.6pp | 478.89%-466.4pp |
| Employer contribution / active EE | $22,330 | $5,874+280.1% | $5,168+332.0% | $4,840+361.4% |
| Participant deferral / active EE | $3,895 | $6,357-38.7% | $5,569-30.0% | $6,343-38.6% |
| Admin fee / account holder | $6,124 | $19,820-69.1% | $16,245-62.3% | $12,316-50.3% |