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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $421,281 | $167,353+151.7% | $143,797+193.0% | $134,545+213.1% |
| Participation rate | 90.9% | 84.8%+6.1pp | 80.3%+10.6pp | 81.2%+9.7pp |
| Annual return | -18.81% | 0.48%-19.3pp | -0.04%-18.8pp | 418.37%-437.2pp |
| Employer contribution / active EE | $22,412 | $5,620+298.8% | $4,952+352.6% | $4,742+372.7% |
| Participant deferral / active EE | $4,503 | $6,447-30.2% | $5,638-20.1% | $6,401-29.7% |
| Admin fee / account holder | $2,031 | $18,096-88.8% | $14,679-86.2% | $11,431-82.2% |