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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $462,700 | $183,516+152.1% | $155,534+197.5% | $145,884+217.2% |
| Participation rate | 90.9% | 82.7%+8.2pp | 78.2%+12.7pp | 80.3%+10.6pp |
| Annual return | 4.23% | 61.43%-57.2pp | 64.92%-60.7pp | 551.85%-547.6pp |
| Employer contribution / active EE | $26,561 | $5,315+399.8% | $4,675+468.2% | $4,662+469.7% |
| Participant deferral / active EE | $3,530 | $6,467-45.4% | $5,630-37.3% | $6,690-47.2% |
| Admin fee / account holder | $65,055 | $19,293+237.2% | $15,900+309.2% | $13,392+385.8% |