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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,616 | $135,645+15.5% | $110,243+42.1% | $135,380+15.7% |
| Participation rate | 80.0% | 83.5%-3.5pp | 79.8%+0.2pp | 82.6%-2.6pp |
| Annual return | -7.34% | 513.24%-520.6pp | 314.76%-322.1pp | 519.81%-527.1pp |
| Employer contribution / active EE | $3,779 | $4,907-23.0% | $3,827-1.3% | $4,779-20.9% |
| Participant deferral / active EE | $7,558 | $5,507+37.2% | $4,672+61.8% | $5,609+34.7% |
| Admin fee / account holder | $2,813 | $11,458-75.4% | $8,548-67.1% | $10,828-74.0% |