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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $311,588 | $154,209+102.1% | $130,062+139.6% | $139,487+123.4% |
| Participation rate | 93.8% | 82.0%+11.8pp | 78.5%+15.2pp | 80.3%+13.4pp |
| Annual return | 14.48% | 32.52%-18.0pp | -137.37%+151.9pp | 373.84%-359.4pp |
| Employer contribution / active EE | $6,331 | $5,292+19.6% | $4,322+46.5% | $4,755+33.2% |
| Participant deferral / active EE | $12,663 | $6,709+88.7% | $5,821+117.5% | $6,713+88.6% |
| Admin fee / account holder | $10,672 | $13,988-23.7% | $10,601+0.7% | $11,407-6.4% |