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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,305 | $144,130+7.1% | $117,861+30.9% | $147,586+4.6% |
| Participation rate | 78.9% | 83.4%-4.5pp | 79.7%-0.7pp | 82.8%-3.9pp |
| Annual return | 15.80% | 531.20%-515.4pp | 335.11%-319.3pp | 578.59%-562.8pp |
| Employer contribution / active EE | $3,538 | $4,897-27.7% | $3,786-6.5% | $4,876-27.4% |
| Participant deferral / active EE | $7,077 | $5,316+33.1% | $4,482+57.9% | $5,439+30.1% |
| Admin fee / account holder | $11,667 | $10,887+7.2% | $8,021+45.5% | $10,886+7.2% |