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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $238,423 | $176,794+34.9% | $146,647+62.6% | $167,553+42.3% |
| Participation rate | 93.8% | 83.6%+10.1pp | 80.1%+13.7pp | 82.1%+11.6pp |
| Annual return | 11.38% | 24.04%-12.7pp | 22.75%-11.4pp | 478.89%-467.5pp |
| Employer contribution / active EE | $6,031 | $5,161+16.8% | $4,137+45.8% | $4,840+24.6% |
| Participant deferral / active EE | $12,759 | $6,440+98.1% | $5,506+131.7% | $6,343+101.2% |
| Admin fee / account holder | $1,897 | $13,262-85.7% | $10,281-81.5% | $12,316-84.6% |