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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $282,074 | $166,242+69.7% | $165,071+70.9% | $145,884+93.4% |
| Participation rate | 88.2% | 82.0%+6.2pp | 78.6%+9.6pp | 80.3%+7.9pp |
| Annual return | 9.40% | 100.44%-91.0pp | 70.17%-60.8pp | 551.85%-542.4pp |
| Employer contribution / active EE | $5,435 | $5,283+2.9% | $4,347+25.0% | $4,662+16.6% |
| Participant deferral / active EE | $11,247 | $6,964+61.5% | $6,035+86.4% | $6,690+68.1% |
| Admin fee / account holder | $57,902 | $16,658+247.6% | $12,695+356.1% | $13,392+332.4% |