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| Provider | Service type | Compensation |
|---|---|---|
Service code 27 · EIN 45-3264817 101 EAST BROADWAY · EUGENE, OR 97401 | Advisory (Plan) | $40,866 |
AMERICAN FUNDS1 year Filed as: CAPITAL RESEARCH & MANAGEMENT COMPA Service code 15 333 S HOPE STREET, 55TH FLOOR · LOS ANGELES, CA 900711406 | Recordkeeping | $7,126 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,855 | $55,449-17.3% | $83,831-45.3% | $56,289-18.5% |
| Participation rate | 87.9% | 68.0%+19.9pp | 76.1%+11.8pp | 69.9%+18.1pp |
| Annual return | -6.93% | -1.38%-5.5pp | 850.99%-857.9pp | -9.96%+3.0pp |
| Employer contribution / active EE | $1,524 | $2,430-37.3% | $3,631-58.0% | $2,111-27.8% |
| Participant deferral / active EE | $3,725 | $2,935+26.9% | $4,082-8.7% | $3,350+11.2% |
| Admin fee / account holder | $436 | $656-33.6% | $5,479-92.0% | $521-16.4% |