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| Provider | Service type | Compensation |
|---|---|---|
Service code 27 · EIN 45-3264817 101 EAST BROADWAY · EUGENE, OR 97401 | Advisory (Plan) | $48,905 |
Service code 16 · EIN 87-3599091 | Consulting | $19,528 |
AMERICAN FUNDS4 years Filed as: CAPITAL GROUP RETIREMENT PLAN SERVI Service code 15 · EIN 82-4555287 6455 IRVINE CENTER DRIVE · IRVINE, CA 926184518 | Recordkeeping | $15,351 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,710 | $76,696-16.9% | $96,538-34.0% | $71,529-10.9% |
| Participation rate | 86.8% | 66.6%+20.3pp | 74.3%+12.5pp | 67.9%+18.9pp |
| Annual return | 16.92% | 48.32%-31.4pp | 35.74%-18.8pp | 28.97%-12.1pp |
| Employer contribution / active EE | $1,593 | $3,032-47.5% | $3,740-57.4% | $2,590-38.5% |
| Participant deferral / active EE | $3,739 | $3,770-0.8% | $4,880-23.4% | $4,291-12.9% |
| Admin fee / account holder | $568 | $2,030-72.0% | $6,737-91.6% | $1,588-64.3% |