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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,128 | $50,464-18.5% | $75,784-45.7% | $52,331-21.4% |
| Participation rate | 87.4% | 66.8%+20.6pp | 75.8%+11.6pp | 68.1%+19.3pp |
| Annual return | -1.86% | 1.03%-2.9pp | 9.68%-11.5pp | 4.54%-6.4pp |
| Employer contribution / active EE | $1,284 | $1,988-35.4% | $3,323-61.4% | $1,882-31.8% |
| Participant deferral / active EE | $2,776 | $2,570+8.0% | $3,652-24.0% | $3,022-8.2% |
| Admin fee / account holder | $2,761 | $1,103+150.3% | $5,300-47.9% | $592+366.7% |