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| Provider | Service type | Compensation |
|---|---|---|
Service code 27 · EIN 45-3264817 101 EAST BROADWAY · EUGENE, OR 97401 | Advisory (Plan) | $38,170 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,509 | $58,726-15.7% | $92,240-46.3% | $62,293-20.5% |
| Participation rate | 86.3% | 68.3%+18.0pp | 76.5%+9.8pp | 69.5%+16.8pp |
| Annual return | 11.40% | 43.62%-32.2pp | 176.29%-164.9pp | 28.90%-17.5pp |
| Employer contribution / active EE | $1,418 | $2,392-40.7% | $3,680-61.5% | $2,042-30.5% |
| Participant deferral / active EE | $3,338 | $2,766+20.7% | $3,897-14.3% | $3,169+5.3% |
| Admin fee / account holder | $377 | $556-32.3% | $5,194-92.7% | $479-21.4% |