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| Provider | Service type | Compensation |
|---|---|---|
Service code 27 · EIN 45-3264817 101 EAST BROADWAY · EUGENE, OR 97401 | Advisory (Plan) | $35,436 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,153 | $52,884-10.8% | $84,753-44.4% | $55,167-14.5% |
| Participation rate | 85.4% | 67.5%+17.9pp | 76.6%+8.8pp | 69.0%+16.4pp |
| Annual return | 5.95% | 18.03%-12.1pp | 22.78%-16.8pp | 169.23%-163.3pp |
| Employer contribution / active EE | $1,428 | $2,233-36.0% | $3,574-60.0% | $1,963-27.2% |
| Participant deferral / active EE | $3,336 | $2,644+26.2% | $3,712-10.1% | $3,054+9.2% |
| Admin fee / account holder | $374 | $581-35.7% | $5,333-93.0% | $504-25.9% |