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| Provider | Service type | Compensation |
|---|---|---|
JOSLIN CAPITAL ADVISORS, LLC6 years Service code 26 · EIN 82-1946426 | Advisory (Participants) | $82,500 |
Filed as: NORTHWEST PLAN SERVICES Service code 15 · EIN 91-2090931 | Recordkeeping | $77,985 |
MATRIX TRUST COMPANY5 years Service code 19 · EIN 75-3182674 | Securities Custodian | $31,193 |
K&L GATES10+ years Filed as: K & L GATES Service code 29 925 FOURTH AVE · SEATTLE, WA 98104 | Legal | $15,178 |
MOSS ADAMS LLP3 years Filed as: MOSS ADAMS Service code 10 · EIN 91-0189318 | Accounting | $8,925 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $349,320 | $50,919+586.0% | $155,556+124.6% | $77,762+349.2% |
| Participation rate | 95.8% | 63.1%+32.7pp | 78.2%+17.5pp | 70.6%+25.2pp |
| Annual return | 14.82% | 34.84%-20.0pp | 64.84%-50.0pp | 31.27%-16.4pp |
| Employer contribution / active EE | $18,318 | $1,991+819.8% | $4,675+291.8% | $2,728+571.5% |
| Participant deferral / active EE | $13,169 | $2,824+366.3% | $5,631+133.9% | $4,651+183.2% |
| Admin fee / account holder | $242 | $437-44.5% | $15,885-98.5% | $433-44.0% |