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| Provider | Service type | Compensation |
|---|---|---|
Filed as: INDEPENDENT FINANCIAL GROUP Service code 26 · EIN 71-0927304 12671 HIGH BLUFF DRIVE, STE 200 · SAN DIEGO, CA 92130 | Advisory (Participants) | $90,546 |
NWPS3 years Filed as: NWPS, INC. Service code 13 · EIN 91-2090931 4025 DELRIDGE WAY SW · SEATTLE, WA 98101 | Contract Administrator | $48,898 |
CHARLES SCHWAB & CO., INC.9+ years Filed as: CHARLES SCHWAB TRUST COMPANY Service code 19 · EIN 42-1558009 211 MAIN STREET · SAN FRANCISCO, CA 94105 | Securities Custodian | $20,527 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,757 | $47,135+175.3% | $149,717-13.3% | $74,440+74.3% |
| Participation rate | 92.3% | 63.4%+28.9pp | 78.8%+13.5pp | 70.7%+21.6pp |
| Annual return | 19.28% | 22.75%-3.5pp | 134.41%-115.1pp | 34.37%-15.1pp |
| Employer contribution / active EE | $5,901 | $1,906+209.7% | $4,820+22.4% | $2,638+123.7% |
| Participant deferral / active EE | $6,264 | $2,728+129.6% | $5,682+10.2% | $4,529+38.3% |
| Admin fee / account holder | $223 | $343-34.8% | $13,213-98.3% | $348-35.8% |