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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,913 | $93,345+27.4% | $119,126-0.2% | $87,485+35.9% |
| Participation rate | 100.0% | 68.7%+31.3pp | 75.8%+24.2pp | 68.9%+31.1pp |
| Annual return | 14.16% | 19.08%-4.9pp | 282.11%-267.9pp | 26.06%-11.9pp |
| Employer contribution / active EE | $15,016 | $3,172+373.4% | $4,034+272.3% | $2,596+478.4% |
| Participant deferral / active EE | $904 | $4,099-77.9% | $5,318-83.0% | $4,274-78.9% |
| Admin fee / account holder | $1,905 | $8,039-76.3% | $10,693-82.2% | $7,775-75.5% |