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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,197 | $64,729+31.6% | $112,263-24.1% | $68,490+24.4% |
| Participation rate | 97.1% | 67.2%+29.9pp | 75.1%+22.0pp | 67.9%+29.2pp |
| Annual return | -12.97% | -11.40%-1.6pp | 27.49%-40.5pp | -7.85%-5.1pp |
| Employer contribution / active EE | $10,913 | $2,746+297.4% | $3,636+200.1% | $2,597+320.3% |
| Participant deferral / active EE | $0 | $3,566-100.0% | $4,729-100.0% | $4,028-100.0% |
| Admin fee / account holder | $35,887 | $5,222+587.3% | $6,410+459.8% | $5,403+564.2% |