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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,551 | $78,670+45.6% | $109,173+4.9% | $85,847+33.4% |
| Participation rate | 96.9% | 68.3%+28.6pp | 75.9%+21.0pp | 69.3%+27.6pp |
| Annual return | 8.14% | 25.09%-17.0pp | 25.75%-17.6pp | 318.61%-310.5pp |
| Employer contribution / active EE | $10,115 | $2,734+270.0% | $3,723+171.7% | $2,565+294.3% |
| Participant deferral / active EE | $0 | $3,467-100.0% | $4,654-100.0% | $3,952-100.0% |
| Admin fee / account holder | $3,426 | $5,469-37.4% | $6,755-49.3% | $6,261-45.3% |