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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,478 | $57,352+52.5% | $83,831+4.4% | $64,173+36.3% |
| Participation rate | 97.1% | 68.6%+28.5pp | 76.1%+20.9pp | 69.6%+27.5pp |
| Annual return | -3.85% | 11.38%-15.2pp | 850.99%-854.8pp | 7.63%-11.5pp |
| Employer contribution / active EE | $10,854 | $2,546+326.4% | $3,631+198.9% | $2,381+355.9% |
| Participant deferral / active EE | $0 | $2,993-100.0% | $4,082-100.0% | $3,470-100.0% |
| Admin fee / account holder | $26,937 | $4,046+565.7% | $5,479+391.7% | $4,887+451.1% |