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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,483 | $65,367+38.4% | $92,915-2.6% | $72,976+24.0% |
| Participation rate | 97.1% | 68.3%+28.7pp | 76.0%+21.1pp | 69.5%+27.6pp |
| Annual return | 13.33% | 42.11%-28.8pp | 109.45%-96.1pp | 81.02%-67.7pp |
| Employer contribution / active EE | $9,924 | $2,594+282.6% | $3,653+171.6% | $2,440+306.7% |
| Participant deferral / active EE | $0 | $3,128-100.0% | $4,238-100.0% | $3,608-100.0% |
| Admin fee / account holder | $9,682 | $4,251+127.7% | $5,796+67.1% | $5,124+89.0% |