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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,283 | $73,978+31.5% | $96,515+0.8% | $75,173+29.4% |
| Participation rate | 97.0% | 66.4%+30.5pp | 74.3%+22.6pp | 67.2%+29.8pp |
| Annual return | 15.42% | 26.72%-11.3pp | 35.73%-20.3pp | 160.72%-145.3pp |
| Employer contribution / active EE | $12,013 | $2,931+309.9% | $3,740+221.2% | $2,671+349.8% |
| Participant deferral / active EE | $75 | $3,660-97.9% | $4,880-98.5% | $4,126-98.2% |
| Admin fee / account holder | $1,193 | $5,219-77.1% | $6,735-82.3% | $5,651-78.9% |