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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $321,920 | $78,423+310.5% | $95,964+235.5% | $79,856+303.1% |
| Participation rate | 91.7% | 73.5%+18.2pp | 77.1%+14.6pp | 69.6%+22.0pp |
| Annual return | 25.12% | 19.37%+5.8pp | 91.64%-66.5pp | 31.71%-6.6pp |
| Employer contribution / active EE | $3,780 | $1,945+94.3% | $2,541+48.7% | $2,471+53.0% |
| Participant deferral / active EE | $7,610 | $3,440+121.2% | $4,167+82.6% | $3,741+103.4% |
| Admin fee / account holder | $1,715 | $5,622-69.5% | $6,797-74.8% | $5,306-67.7% |