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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $268,663 | $80,983+231.8% | $96,544+178.3% | $75,177+257.4% |
| Participation rate | 92.3% | 71.8%+20.5pp | 76.0%+16.3pp | 67.2%+25.1pp |
| Annual return | 18.29% | 27.05%-8.8pp | 25.88%-7.6pp | 160.75%-142.5pp |
| Employer contribution / active EE | $4,578 | $2,282+100.6% | $2,966+54.3% | $2,671+71.4% |
| Participant deferral / active EE | $9,062 | $3,929+130.7% | $4,851+86.8% | $4,126+119.6% |
| Admin fee / account holder | $39,122 | $6,717+482.5% | $8,254+374.0% | $5,651+592.3% |