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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $268,984 | $60,349+345.7% | $74,184+262.6% | $62,881+327.8% |
| Participation rate | 91.4% | 72.7%+18.7pp | 76.6%+14.8pp | 69.3%+22.1pp |
| Annual return | 7.25% | 21.38%-14.1pp | 17.74%-10.5pp | 20.14%-12.9pp |
| Employer contribution / active EE | $3,381 | $1,680+101.2% | $2,370+42.6% | $2,281+48.2% |
| Participant deferral / active EE | $7,034 | $2,856+146.3% | $3,550+98.2% | $3,203+119.6% |
| Admin fee / account holder | $13,712 | $4,261+221.8% | $5,586+145.5% | $4,296+219.2% |