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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $280,941 | $72,486+287.6% | $87,103+222.5% | $72,976+285.0% |
| Participation rate | 95.4% | 72.8%+22.6pp | 76.9%+18.5pp | 69.5%+25.9pp |
| Annual return | 22.77% | 24.46%-1.7pp | 28.19%-5.4pp | 81.02%-58.2pp |
| Employer contribution / active EE | $3,882 | $1,894+105.0% | $2,521+54.0% | $2,440+59.1% |
| Participant deferral / active EE | $7,939 | $3,270+142.8% | $4,049+96.1% | $3,608+120.1% |
| Admin fee / account holder | $3,710 | $5,055-26.6% | $7,491-50.5% | $5,124-27.6% |