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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $294,816 | $86,940+239.1% | $102,434+187.8% | $80,935+264.3% |
| Participation rate | 91.7% | 72.4%+19.3pp | 76.5%+15.2pp | 67.7%+24.0pp |
| Annual return | 14.23% | 18.89%-4.7pp | 29.46%-15.2pp | 35.66%-21.4pp |
| Employer contribution / active EE | $3,006 | $2,370+26.9% | $3,023-0.6% | $2,757+9.0% |
| Participant deferral / active EE | $8,507 | $4,121+106.4% | $5,055+68.3% | $4,299+97.9% |
| Admin fee / account holder | $17,019 | $8,047+111.5% | $9,462+79.9% | $6,924+145.8% |