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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,192 | $84,685-47.8% | $73,836-40.1% | $125,389-64.8% |
| Participation rate | 62.5% | 76.8%-14.3pp | 73.4%-10.9pp | 83.2%-20.7pp |
| Annual return | 0.41% | 3123.80%-3123.4pp | 2268.06%-2267.6pp | 282.24%-281.8pp |
| Employer contribution / active EE | $1,417 | $3,123-54.6% | $2,787-49.2% | $4,866-70.9% |
| Participant deferral / active EE | $4,008 | $3,993+0.4% | $3,583+11.9% | $5,352-25.1% |
| Admin fee / account holder | $550 | $5,694-90.3% | $4,882-88.7% | $9,541-94.2% |